Pension transfer agreements package—Royal Canadian Mounted Police pension

Introduction to Pension Transfer Agreements

A pension transfer agreement (PTA) is a formal agreement established with another registered pension plan to facilitate the transfer of pension credits from one pension plan to another. This provides an alternative to the Service buyback package.

A PTA may allow your former pension plan to send the monetary value (also known as the actuarial value) of your pension earned under that plan directly to the Royal Canadian Mounted Police (RCMP) Pension Plan in order to increase your pension service under the RCMP Pension Plan: this is commonly referred to as a Pension transfer in.

Inversely, if you leave the RCMP, a PTA may allow us to send the monetary value of your pension earned under the RCMP Pension Plan directly to your new employer’s pension plan in order to increase your pension service under their pension plan: this is commonly referred to as a Pension transfer out.

List of pension transfer agreements for Royal Canadian Mounted Police

The following table lists administrators with which PTAs have been established, as well as the effective dates.

Table 1: List of PTAs with related pension plans and effective dates
Name of administrator and their pension plans Effective date
Retraite Québec, for the following plans:
  • Pension Plan of Certain Teachers
  • Government and Public Employees Retirement Plan
  • Teachers Pension Plan
  • Civil Service Superannuation Plan
  • Pension Plan of Management Personnel
  • Pension Plan of Peace Officers in Correctional Services
December 12, 2018
Retraite Québec, for the following plans:
  • Pension Plan of the members of the Sûreté du Québec
July 4, 2019
Alberta Special Forces Pension Plan (SFPP) Corporation for the following municipal police forces in Alberta: Calgary, Camrose, Edmonton, Lacombe, Lethbridge, Medicine Hat and Taber July 4, 2019
Municipal Pension Board of Trustees for the British Columbia Municipal Pension Plan August 9, 2019
Public Service Pension Board of Trustees for the British Columbia Public Service Pension Plan May 3, 2021
First Nations Public Security Pension Plan Committee November 5, 2023

Pension Transfer agreements that are not listed with the Royal Canadian Mounted Police

If a PTA between the RCMP and your former or new employer’s pension plan does not exist, inform them that if they wish to initiate PTA negotiations, they must write to the RCMP Pension Transfer Agreement Unit confirming that:

  • they are interested in entering into a PTA with the RCMP
  • their plan is registered under the Income Tax Act
  • they have at least ten active members

The address for the RCMP Pension Transfer Agreement Unit is:

RCMP Pension Transfer Agreement Unit
RCMP Pension Services
73 Leikin Drive Mailstop #31
Ottawa ON  K1A 0R2

Please note that it can take considerable time to negotiate the terms of a new PTA between the RCMP and another pension plan. As an alternative to a PTA, you may wish to explore the Service buyback package, which may allow you to transfer your prior pension service.

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