Joining the Plan and Notification of Plan Membership Form
This video explains the benefits of joining the Pension Plan, what is included in the Orientation Information Kit, as well as the importance of the RCMP-GRC 2018 form.
Topics covered: Pension Plan enrolment concepts; the RCMP-GRC 2018 form; the RCMP-GRC 571 form; required family member information; maximum years of pensionable service; what counts as pensionable service.
Series: About the Royal Canadian Mounted Police (RCMP) Pension Plan
Transcript of Joining the Plan and Notification of Plan Membership Form
(Shows up on screen: Public Services and Procurement Canada. The words fade. Background music: jingle with acoustic guitar. Welcome page on white background showing hexagonal shaped icons with different images. In the middle, the words Government of Canada Pension Centre and the Royal Canadian Mounted Police logo appear and then disappear. Soft instrumental music playing. The narrator is seated at a desk facing her computer and turns to face the camera.)
At the Government of Canada Pension Centre, we’re here to help.
Hi, my name is Gabrielle. Welcome to the Royal Canadian Mounted Police. You may be a new or re-employed member to Royal Canadian Mounted Police pension plan. Today, I want to draw your attention to parts of your plan enrolment.
(Narrator voice over. On full screen appears the NOTIFICATION OF PLAN MEMBERSHIP form.)
You should have received an Orientation Information Kit when you became a new plan member. This kit includes your Notification of Plan Membership (RCMP-GRC 2018) among other forms, which is important for a few reasons. First, it is the official document that confirms the effective date you became a plan member and it provides you with your pension number.
As this is an important document, you should keep it in your records.
(When the narrator says “This kit includes …,” the NOTIFICATION OF PLAN MEMBERSHIP title is shown in a close-up image in the top-right corner of the screen. When the narrator says “RCMP-GRC …,” the form number RCMP-GRC 2018 is shown in a close-up image in the bottom-left corner of the screen.)
(When the narrator says “… is important for a few …” the NOTIFICATION OF PLAN MEMBERSHIP form on the screen zooms onto the pre-filled Engagement Date and Pension Number fields. When the narrator says “… that confirms …,” the Engagement Date field is highlighted yellow and the date shown is 2017-01-06. When the narrator says “… it provides you with …,” the Pension Number field is highlighted yellow and the number shown is 123456.)
(Background music continues. The narrator is still sitting and facing the camera.)
When you receive your Notification of Plan Membership, you need to acknowledge your enrolment in the Royal Canadian Mounted Police pension plan. This is done by completing the Enrolment Information and Acknowledgement of Plan Membership form (RCMP-GRC 571) also included in your Orientation Information Kit. You will also need to contact the Pension Centre to update your contact information if changes are required. If your contact information is not up to date, you might not receive important documents that could require timely responses.
(When the narrator says “This is done by …,” a black text box with white letters appears on the top-left corner of the screen, with the words Enrolment Information and Acknowledgement of Plan Membership (RCMP-GRC 571). The text box disappears.)
(Background music continues. The narrator is still sitting but facing the camera at a different angle.)
As a plan member, you should also provide proof of age for yourself and any children under 25 years of age. Photocopies of birth certificates are usually enough. Please send a copy of your marriage certificate or divorce decree if it applies to you. These documents help us determine other benefit eligibility, such as survivor pension. You should send these documents as soon as possible. Always indicate your regimental number or pension number on all documents you send to the Pension Centre.
(When the narrator says “… you should also provide …,” a black text box with white letters appears on the top-right corner of the screen, with the words PROOF OF AGE. The words disappear. When the narrator says “Please send a copy of …,” the text box widens and the words MARRIAGE CERTIFICATE OR DIVORCE DECREE appear in white letters. The words disappear. When the narrator says “… such as survivor …,” the text box slightly narrows and the words SEND DOCUMENTS AS SOON AS POSSIBLE appear in white letters. The words disappear. When the narrator says “Always indicate your …,” the text box slightly widens and the words REGIMENTAL NUMBER and PENSION NUMBER appear in white letters. The text box disappears.)
(Background music continues. The narrator is still sitting but facing the camera at a different angle.)
Membership to the plan is required for all eligible employees. Upon joining, you automatically contribute to the plan through pay deductions.
The Royal Canadian Mounted Police plan is coordinated with the Canada Pension Plan and Québec Pension Plan, or CPP and QPP. As a result, there are two contribution rates to which you pay into your pension plan. You contribute at a lower rate on the salary you earn that is lower or equal to the Yearly Maximum Pensionable Earnings (YMPE) or YMPE. And you contribute at a higher rate for the portion of your salary that is over the YMPE. The YMPE amount is set each year by the Canada Pension Plan.
(When the narrator says “The Royal Canadian Mounted Police plan is coordinated with the Canada Pension Plan and Québec Pension Plan …,” a chart appears in the top-right corner of the screen. At the far left, a salary scale starting from $0 at the bottom to $130,000 at the top. At the bottom of the chart, there are two columns: THE ROYAL CANADIAN MOUNTED POLICE PLAN on the left side and CANADA PENSION PLAN/QUEBEC PENSION PLAN on the right side. Each column is represented in pale grey which is represent the low rate value, and goes approximately up to the $65,000 mark. When the narrator says “You contribute at a lower rate …,” the words LOW RATE appear in the THE ROYAL CANADIAN MOUNTED POLICE PLAN column. When the narrator says “… on the salary you earn that is lower or equal to the Yearly Maximum Pensionable Earnings …,” the acronym YMPE appears in the middle of the chart, between the two columns. When the narrator says “And you contribute at a higher rate for the portion …,” the left column extends to reach the top of the chart in blue with the words HIGH RATE. The chart disappears.)
(Background music continues. The narrator is still sitting but facing the camera at a different angle.)
You will pay these contributions until you reach 35 years of pensionable service. That is the maximum amount of service you can count under the RCMP pension plan. This includes:
- Service as a member of the Royal Canadian Mounted Police pension plan, known as current service;
- Service that you buy back;
- Service that you transfer from another pension plan; and
- Service that entitles you to a benefit with another Government of Canada pension plan, such as the Canadian Armed Forces and the Public Service.
(When the narrator says “This includes …,” a large black text box with white letters appears on the right side of the screen, with the words CURRENT SERVICE, SERVICE THAT YOU BUY BACK, TRANSFERRED SERVICE and SERVICE WITH ANOTHER GOVERNMENT OF CANADA PENSION PLAN (CAF OR PS). The text box disappears.)
(Background music continues. The narrator is still sitting but facing the camera at a different angle.)
You can still work more than 35 years. If you do, your contribution rate will decrease to 1% of your salary. This helps cover the cost of living increases that you will receive once you start receiving your pension. You can’t accumulate additional years of pensionable service after 35 years. But, the salaries you earn after that time still count towards your highest average salary for pension calculation – you can view the ‘How your Pension Plan Works’ video in this series for more information on how your pension will be calculated should you have more than 35 years of pensionable service.
(When the narrator says “If you do, your …,” a large black text box with white letters appears on the top-left corner of the screen, with the words AFTER 35 YEARS: CONTRIBUTIONS OF 1%. The words disappear. When the narrator says “You can’t accumulate …,” the text box widens and the words AFTER 35 years: NO LONGER ACCUMULATE YEARS OF SERVICE appear in white letters. When the narrator says “But, the salaries…,” the text box slightly widens, the words AFTER 35 YEARS remain and the other words disappear and are replaced with the following words: SALARY STILL COUNTS TOWARDS YOUR HIGHEST AVERAGE SALARY. The text box disappears.)
(Background music continues. The narrator is still sitting but facing the camera at a different angle.)
Finally, as an active member of the Royal Canadian Mounted Police pension plan, you can buy back previous service. All service buybacks have strict deadlines; therefore, it is important to be informed. Please view the service buyback videos we have prepared for you. You can also contact the Pension Centre for further information on how to buy back past service.
(Background music continues. The narrator is still sitting but facing the camera at a different angle.)
I hope this was helpful to you! Should you have any questions regarding this video, feel free to contact us! You can also access more information about your pension plan by visiting: rcmp-grc.pension.gc.ca.
(When the narrator says “… by visiting …,” the words RCMP-GRC.PENSION.GC.CA appear on the top left of the screen. The text disappears.)
Thanks for watching.
(Background music playing… Contact information page, with the words CONTACT INFORMATION [underlined]: GOVERNMENT OF CANADA PENSION CENTRE—MAIL FACILITY, PO BOX 8500, MATANE, QC, G4W 0E2. Logo of a small telephone, followed by the word TELEPHONE: 1-855‑502‑7090. Logo of a small envelope, followed by the word EMAIL: pensioncentrercmp.centredespensionsgrc@pwgsc-tpsgc.gc.ca. White screen with the words CHECK US OUT: Logo for Facebook and the words /PSPC.SPAC. Logo for Instagram and the words @pspc_spac. Logo for Twitter with the words @pspc_spac. Logo for YouTube and the words /PWGSCanada. White screen with the Government of Canada Pension Centre logo in black, with a small red Canadian flag. The volume of the music goes down and stops. The Canada logo appears in black, on white background. The Canadian flag is waving. A 4-note jingle is heard.)